yeon-che-ha-da
to be overdue, to be delinquent (on payment)
verb
대출금을 3개월 동안 연체했어요.
I was overdue on my loan payment for 3 months.
신용카드 요금을 연체하면 이자가 붙어요.
If you're late on credit card payments, interest is added.
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