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Loans & Debt

8 words with native audio and pronunciation. Tap play to listen — everything on this page is free to read.

1. 💰

   대출

   dae-chul

   loan, credit advance

   noun

   • 은행에서 집을 사기 위해 대출을 받았어요.

     I got a loan from the bank to buy a house.

   • 대출금을 매달 갚고 있어요.

     I'm paying back the loan every month.

2. 🤝

   빌리다

   billida

   to borrow

   verb

   • 친구에게 돈을 빌렸는데 아직 못 돌려줬어요.

     I borrowed money from a friend but haven't paid it back yet.

   • 도서관에서 책을 빌릴 수 있어요.

     You can borrow books from the library.

3. 📈

   이자

   i-ja

   interest (on a loan)

   noun

   • 이 대출은 이자가 너무 높아요.

     This loan has very high interest.

   • 은행 이자를 받으려면 돈을 저축해야 해요.

     To earn bank interest, you need to save money.

4. ✅

   상환하다

   sang-hwan-ha-da

   to repay; to settle a debt

   verb

   • 5년 동안 대출금을 상환할 계획이에요.

     I plan to repay the loan over 5 years.

   • 매달 정해진 날에 빚을 상환해야 해요.

     I have to repay my debt on a set date every month.

5. 💳

   빚

   bit

   debt

   noun

   • 결혼식 때문에 빚이 많아졌어요.

     I have a lot of debt because of the wedding.

   • 빚을 빨리 갚고 싶어요.

     I want to pay off my debt quickly.

6. 📊

   금리

   geum-ni

   interest rate

   noun

   • 이 상품은 금리가 2프로예요.

     This product has an interest rate of 2 percent.

   • 금리가 올라가면 대출이 더 비싸져요.

     When the interest rate goes up, loans become more expensive.

7. ⏰

   상환 기간

   sang-hwan gi-gan

   repayment period

   noun

   • 상환 기간이 길수록 매달 갚을 돈이 적어요.

     The longer the repayment period, the less you pay each month.

   • 3년 상환 기간으로 대출을 받기로 했어요.

     I decided to get a loan with a 3-year repayment period.

8. 🏠

   담보

   tam-bo

   collateral

   noun

   • 집을 담보로 돈을 빌렸어요.

     I borrowed money using my house as collateral.

   • 담보가 없으면 대출을 받기 어려워요.

     It's hard to get a loan without collateral.